| |
|
Pension Via NPS & Mutual Funds
As practicing CFPCM we help you to build a retirement fund based on the new pension scheme ( NPS ). The NPS is a defined contribution scheme where while the your contribution are defined but the end benefits are not defined. The end benefits depend on how well your contributions have been managed during the accumulation phase by the Mutual Funds empanelled with PFRDA . You have different options to choose during the accumulation phase depending on the market conditions. As CFPCM we help you choose the most suitable option by reviewing your investments in NPS on a regular basis. Apart from NPS we help you to grow your money with other well-researched Mutual fund schemes, which are a very good tool to full fill your short & medium term life events goals.
|
| |
|
Pension via rental income & reverse mortgage
Regular income from property is one of the best way of fulfilling your retirement as well as medium term life events goals. We help you to select & manage such real estate properties who are having long term leases / rental agreement with either government agencies / banks / MNC’s / Public Ltd co’s etc.
Should you have an existing property we also help you arrange a regular annuity from a financial institution dealing in reverse mortgages. |
| |
|
|
Pension via Dividends on shares
Long-term investments in good performing & dividend paying shares are one of the attractive options available to investors. The idea is to hold on to your investments in dividend paying companies irrespective of market gyrations so that you get regular dividends along with long-term capital appreciation on the selected stocks. We as CFPCM help you pick up and manage your portfolio of stocks on the basis of fundamental analysis. With our regular reviews on stocks we help you make sure that you have a well diversified & risk adjusted portfolio. |
| |
|
Pension via Insurance firms
Weather you have a lump sum to buy a life time annuity or you want to pay regular premiums now & get regular cash flows later on retirement, insurance firms are the best avenues all over the world for buying such an arrangement. Being CFPCM, we help you to negotiate the best deal among all the insurance firms in India. |
| |
|
Pension via EPF / PPF / GPF / Government securities:
As CFPCM, we help you analyze to do a gap analysis between the pension you may get via EPF /PPF / GPF etc and what you would be needing on retirement keeping in view the inflation, maintenance of current lifestyle and ever increasing health care costs. Bases the above analysis we suggest you suitable avenues to fill the gap and avail financial freedom at retirement. |
