PensionIndia.com is promoted by Dhanad’s options on retirement & savings. It is Co-founded by Mr. Harbinder Singh Mehra, CFPCM & Ms.Laxmi Rawat, M.COM. Mr. Mehra has over 15 years of experience in the Indian financial services landscape. He has rendered his services to some of the to top banks like ABN AMRO and broking houses like VFFL & FFSIL. As Certified Financial Planner, Mr. Mehra has acquired extensive expertise in “Financial Plan construction”. Apart from constructing ‘Financial Plans’ for his client’s, Mr. Mehra is also at the forefront of disseminating Financial Planning education at RNIS College of Financial Planning & NJ Gurukul. He is a regular invitee to a number of forums on personal finance & has many articles to his credit in various journals across personal finance domain. Ms. Laxmi Rawat is a 1st class M.COM and is the backbone of operations at PensionIndia. Ms.Rawat has over 7 years of experience in financial services education & delivery.

Although retirement is one of the key areas of financial planning undertaken by us, however we provide comprehensive financial planning services to our clients including short term to mid term goal settings, cash flow analysis, debt repayments plans, wills, tax advisory, NRI advisory, insurance & investment advisory.

The above is accomplished by constructing a suitable ‘Financial Plan’ for our clients.
Before construction of the plan we undertake Risk Profiling along with Product Suitability analysis for our clients. Our mission is to provide our clients with quality service exceeding his/her expectations. We use an independent fee based model as we are always looking for the highest quality, lowest cost providers for the best value to solve our client’s individual and business financial challenges.

We do not position any products as secured and disclose the following risks:

1. Credit risk of issuer
2. Interest rate risk
3. Counterparty risk
4. Explain complex terms to clients.

As a rule we take a risk disclosure sign up from clients.

Thank you for visiting our web site. We trust you will find the information useful and we encourage you to contact us if you are interested in learning more about how we can serve you or your organization.